Debt Consolidation Care Answers
Debt Consolidation Care Answers

 

Debt consildation: Is it my option?  

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I have over 60,000 dollars in credit card debt. I am interested in finding someone that can give me some direction. I want to pay my debt but need some direction. I am a professional and have a good job and would like to do this without damaging my credit if this is possible

asked Jul 29, 6108 11:00 AM

Anonymous
Best Answer
9
best answer

Hi Schn_debt,

Welcome to the debt consolidation care forum. I understand the trauma you are undergoing with debts amounting to over 60,000 dollars. But don't worry. We are here to help you overcome your debt crisis. In your condition debt consolidation is the ideal solution. With debt consolidation your debt amount can be reduced to a great extent and your late fees and taxes can be totally eliminated. Debt consolidation consolidates all your unsecured debts into one single amount and restructures the payment scheme in easy monthly installments. Your credit score faces the least amount of impact with debt consolidation whereas with bankruptcy it is reflected on the report for the coming ten years. Thus debt consolidation is the ideal choice in your case. By enrolling in debt consolidation programs you can get rid of debts in the minimum span of time and with the least impact on your credit score.

answered Jul 29, 1658 11:00 AM

15 Answers

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I'm young, and broke. I have finally realized how easily credit card debt can sneak up on you. I owe over $20,000 in credit card debt and I can't keep up with the payments any longer. For months now, I refused to contact any debt consildation firm for my problems. I wanted to be "responsible" for my actions and pay off everything on my own. I realize now that I cannot do it on my own. I am with a very wonderful woman right now. She makes me very happy but I can't help but feel guilty. She has no debt. If she stays with me then it's like WE have $20,000 in debt. That's not fair. I need help from sincere, genuine people. I cannot afford to get "taken for a ride" by a company trying to make a buck. All I want is to be able to breathe again. Then maybe one day I can "pop the question" without fear of my debt slowly and painfully destroying my marriage. My debt has had me worried for quite some time. I need help...

answered Nov 21, 2004 05:49 PM

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Hi Camzone28.

You can easily get your problems solved by simply joining a debt conslidation care program where your credits will be conslidation into one account. All you need to do is sign up for free and the company's professional/ expert consultant will get in touch with you and help reduce your debt unto a whopping 40 to 60 % not only this, the program will help you repay the loan in an easy monthly affordable payment, and further reduce the interest rates and ultimately lead you to a debt free and a wonderful married life.

All the best,
Simon

answered Mar 3, 2005 02:00 PM

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Enjoyed reading your posts.

answered Apr 12, 2005 08:20 PM

Anonymous
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Hi ****,


Quote:


Enjoyed reading your posts.


It's a pleasure to know that you enjoyed reading our posts. Thanks a lot. icon_biggrin.gif

Stay tuned and have a nice time. We also expect your participation in the forum in the coming days and hope you share your experience and insights with all our members. Also feel free to ask any questions related to debt solutions.

Cheers,
Jason

****Adult term removed - Jason

answered Jul 29, 7753 11:13 AM

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Quote:

Originally Posted by Schn_debt
I have over 60,000 dollars in credit card debt. I am interested in finding someone that can give me some direction. I want to pay my debt but need some direction. I am a professional and have a good job and would like to do this without damaging my credit if this is possible.


Definitely go with the debt consildation. But what was the 60, 000 spent on? Did you use it purchase an important big ticket item like a car or did you use your card to splurge on luxury items. Getting a grip on your spending is the first step that you should take before you enter the debt consildation program. I would suggest that you cut up your cards and resort to using cash for the immediate future.

answered Jul 29, 8124 11:13 AM

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If you are having a good job at your end and have decided to pay off the debts, then you can definitely go for debt consildation as it won't add much pressure into your daily life. However, try to reduce your expenses to the minimum as this program will only work at the best if you are having a control over yourself. Otherwise, it might add more to your problems due to your regular unruly spending habits.
Consult this site for more details as it will be of tremendous help to you. I have achieved best results being handled by the people working in this site.

http://www.debtconsolidationcare.com/


Regards
Roxette

answered Jul 29, 5845 11:13 AM

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I just signed up for this today and I'm not sure what I'm doing. What I am sure of is that while I have a good job I don't have enough money to cover all my expenses when they come due and my credit cards ( I have 4 of them) are the biggest chunk of my budget. I have roughly $10,000 or more in credit card debt, sadly most of that was needed things like grogeries and gas for my vehicle and my husband's vehicle back when I was at a dead end job. I'm unsure if debt conslidation is for me, or if I need another route. My credit rating is still fairly good (I think) and I really don't want to damage it as my husband and I would like to get a house of our own to start a family in (we currently live in an apartment.) Any advice is VERY much appreciated.

Sincerely,

Fallen MacLeod

answered Apr 16, 2005 05:44 PM

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Hi fallenmacleod

I know what you mean. But if you look at the other side of it, then you can't keep your dues just like that as the interest will keep on souring high. You need to choose for something like debt consolidation sooner or later until the time you get a secure job. Moreover, you can opt for debt reduction program if it suits you because most of your principal amount will get eliminated by choosing this program. Or else, you can surf through this site and consult the counselors who will guide you to the best route.

Have a look at this site http://www.debtconsolidationcare.com as it can show you some brighter side of this whole thing.

Thanks with regards
Roxette

answered Apr 16, 2005 05:55 PM

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Roxette,
Thank you so much for your advice but I am still confused. Is debt conslidation the same as debt management? If not how do they differ? I was trying to fill some stuff out on the DCC main site but I am using my mom's computer and no longer even carry my credit cards in my purse but keep them in my safe at home and so I couldn't fill out my entire debt since I don't have access to all my account numbers (my mom used to be on my accounts as well). Again any help is most wanted.
Fallen MacLeod

answered Apr 16, 2005 06:41 PM

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